Terms of Service
Last Updated: January 16, 2026
Agreement to Terms
By accessing and using MortgageCalc ("the Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.
Calculator Disclaimer
The calculations provided by our mortgage calculator are estimates only and should not be considered financial advice. Results may vary based on your specific circumstances, lender terms, and market conditions.
Our calculator is designed to provide general estimates to help you understand potential mortgage scenarios. The results are based on the information you provide and standard calculation methods.
Not Financial Advice
The information and calculations provided on this website are for educational and informational purposes only. They do not constitute:
- Financial advice
- Investment advice
- Tax advice
- Legal advice
- Professional recommendations
You should consult with qualified financial, tax, and legal professionals before making any financial decisions.
Accuracy of Information
While we strive to provide accurate calculations and information, we make no warranties or representations about:
- The accuracy, reliability, or completeness of any calculations
- The suitability of the results for your specific situation
- The timeliness of the information provided
Actual mortgage terms, interest rates, and payments may differ from the estimates provided by our calculator.
Limitation of Liability
To the fullest extent permitted by law, MortgageCalc and its operators shall not be liable for any:
- Direct, indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Damages resulting from reliance on calculator results
- Errors or omissions in calculations or content
Your use of this website and its calculators is at your own risk.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of MortgageCalc or its licensors and is protected by copyright and other intellectual property laws.
User Conduct
You agree not to:
- Use the website for any unlawful purpose
- Attempt to interfere with the website's operation
- Copy, modify, or distribute website content without permission
- Use automated systems to access the website without permission
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflicts of law principles.
Contact
If you have questions about these Terms of Service, please contact us through our website.